Smart Home Equity Loans
 


Preferred Loan Type

Property Type

Property Value

Credit Rating

Home Refinancing Underwriting Questions

What kind mortgage documentation do I need to provide when refinancing?

Smart Home Equity Answer: You will need you mortgage statement for your 1st and 2nd mortgage, copies of your drivers license, social security cards, and the declaration page of your home owners insurance. If you plan on doing a full documentation loan, then you will need copies of your W2’s and 1040’s for the last few years. Most lenders also like your most last paycheck stub if you have that as well.

Smart Home Equity Answer: You will have options to pay mortgage insurance or not pay mortgage insurance. Keep in mind that mortgage insurance is now tax deductible, so if you get a better interest rate because of paying mortgage insurance, that it may be worth your while.

 

Smart Home Equity | 2nd Mortgage Loans | Secure Debt Consolidation Loans | Home Equity Credit Lines | High Loan-to-Value Equity Loans
Home Equity Loans | Second Mortgage Refinance | Debt Consolidation with Home Equity Loans | Home Equity News | Home Equity Rates
Refinance with Home Equity Loans | Home Equity Loans - 125 Percent | Home Equity Brokers | Home Equity Lenders | Home Equity Lending
Bad Credit Home Equity Loans | Bad Credit Home Equity Lines of Credit | HELOC | Interest Only Home Equity | Fixed Rate Home Equity
Variable Rate Home Equity Lines | Adjustable Rate Home Equity | 125 Home Equity Loans | Mortgage Refinance Loans | Sub Prime Home Equity
Loan Application | Home Equity Quote | Contact Smart Home Equity | About Smart Home Equity | Home Equity Wholesale

Smart Home Equity, 1-877-294-2134
44 Mine Road, Suite 3, Stafford, Virginia 22554