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Home Purchase Underwriting QuestionsIf I have a low credit score what are my chances for being approved for a home purchase loan? Smart Home Equity Answer: Typically, the lower the credit score you have, the more of a down payment you will need to come up with for your home purchase. However, the push for home ownership has greatly expanded the opportunity for people with all types of credit to buy a home. With that being said, people with low credit scores may still qualify for a zero-down home loan. I had some late payments from my student loans years ago? Will that disqualify me from home financing considerations? Not necessarily. We offer several sub-prime purchase loans that help people finance a house even if they have had some issues with their credit. The first step is to speak with a loan officer and uncover what loan programs you qualify for.
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Smart Home Equity | 2nd Mortgage Loans | Secure Debt Consolidation Loans | Home Equity Credit Lines | High Loan-to-Value Equity Loans Smart Home Equity, 1-877-294-2134 |
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