Smart Home Equity Loans

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Home Purchase Underwriting Questions

Smart Home Equity Answer: Typically, the lower the credit score you have, the more of a down payment you will need to come up with for your home purchase. However, the push for home ownership has greatly expanded the opportunity for people with all types of credit to buy a home. With that being said, people with low credit scores may still qualify for a zero-down home loan.

Not necessarily. We offer several sub-prime purchase loans that help people finance a house even if they have had some issues with their credit. The first step is to speak with a loan officer and uncover what loan programs you qualify for.

Get Better Purchasing Advice from the Lenders at Smart Home Equity