Smart Home Equity Answer: Unfortunately it is not that easy. In order to answer that question we need to know the following.
What is the mortgage balance on your 1st mortgage or 2nd mortgage? What is your home worth? Can you document your income, or are you looking for a “Stated” income loan with no income documentation? What is your credit score?
What if I just did a refinance my current loan and did not get any cash back? Can I still qualify for a home equity loan?
Smart Home Equity Answer: In most cases yes, you can take out a new equity loan even if you just recently completed a refinancing transaction
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Most people need help with detailed information about home equity loans. Too often consumers overlook their free resources online. Smart Home Equity will help you whether you get a loan with our lenders or not. There is never any obligation for a loan or cost for getting advice.
If you are still unsure whether you want a fixed rate equity loan or variable rate line of credit, let Smart Home Equity shed some light for you. Smart Home Equity is the online authority for home equity loans.