Smart Home Equity Loans

Preferred Loan Type

Property Type

Property Value

Credit Rating

Home Equity Credit Guide

Think of Smart Home Equity as your bank for knowledge when it comes to credit criteria for home equity loans. As you may already know, we specialize in “home equity loans” and anything related to financing equity. Smart Home Equity was founded upon lending expertise, so you can feel free to ask us any question. Our commitment to quality home equity loans starts first with understanding the essence of borrowing and utilizing secure loans against your most prized collateral, your home.

Smart Home Equity Answer: We will need to ask you a few questions to derive the best answers...

  • What is your credit score?
  • What is the mortgage balance on your 1st mortgage or 2nd mortgage?
  • What is your home appraised at?

As a rule of thumb, the lower the credit score you have, the more equity you will need to have to qualify for a cash-out loan.

125% loans require great credit. 100% home equity loans typically require fair credit scores, and 80-90% home equity loans allow for fair and even bad credit.

Smart Home Equity is the online authority for home equity loans.

If you are shopping for a home equity loan, but continue to hit walls because of your bad credit scores, Smart Home Equity can help.

Bad Credit Home Equity Lines
Find some debt relief and consolidate even if your credit scores are low.

Debt Consolidation Loans
Consolidate escalating adjustable rate debt before erodes your savings.