Smart Home Equity offers FHA Loans for Refinance or Purchase
Borrowers like the FHA loan options because the qualification requirements are reasonable. In most cases, the FHA interest rates are fixed for thirty year terms. Security is the name of the game for today's financing market and FHA provides the trust that many Americans are seeking when they buy or refinance a home. Smart Home Equity various types of FHA home loans with competitive mortgage terms ranging from ten to thirty years.
According to Pete Gaddi, a loan manager from San Diego, "The FHA mortgage market remains strong as the sub-prime lending options have completely disappeared." FHA refinancing is available with cash out if you only have 5% of the equity that can be documented with an appraisal from a certified and licensed FHA appraiser. FHA is likely the best option for getting cash out with a low interest rate. S.H.E. offers no cost pre-qualifications and loan approvals for all types of government home mortgages. Learn how Smart Home Equity can help you buy a home even if you have no down-payment to use as a deposit for the purchase.
Let Smart Home Equity help you connect the best FHA loan regardless of your credit score. Our trained loan officers look forward to providing a superior level of government financing expertise.
FHA Loan Options for Borrowers with All Types of Credit
FHA Home Loan - 30-year fixed FHA mortgages for refinance or purchase transactions.
FHA Streamline Refinance - Get rewarded from FHA for refinancing into a lowered payment insured by the government.
Loan Application – Get pre-qualified and get started online. Complete this short form and our lending partners will contact you shortly with low rate options.