Smart Home Equity Loans

Preferred Loan Type

Property Type

Property Value

Credit Rating

Secure Debt Consolidation Loans

Secure debt consolidation loans and bill refinancing provides payment relief with competitive fixed rate loans. Smart Home Equity offers homebuyers solutions for lowering your monthly liabilities with secure debt consolidation loans that can provide interest rate reductions.

Consider secure debt consolidation loans if you own a home. You may find additional tax deductions with secure loan consolidation.

Unfortunately homeowners have started carrying revolving debts at higher rates than when the credit cards were originally opened.

No Cost Debt Consolidation Loan Quote

Secure Debt Consolidation Loans

  • Consolidate Credit Cards
  • Tax Deductibility to 100%
  • Fixed Rate Debt Consolidation
  • Debt Relief Solutions
  • Save Money with Debt Relief
  • Refinance to Fixed Rate Loans

It's time to let Smart Home Equity lead you to understand about all of the benefits that come with consolidating debt with a home equity or 2nd mortgage lien. Debt consolidation guidelines have loosened significantly for borrowers that can document their income. Smart Home Equity continues to offer secure debt consolidation loans to borrowers with all types of credit up to 100%.

We offer a unique debt consolidation loan that allows borrowers to access money up to 125% of their house value. Find out why our clients keep returning for home equity loans The 125% debt consolidation loan requirements look for fico scores in the high 600's with no mortgage late payments being reported from any mortgage lenders in the last two years. If you have fallen months behind on your credit cards and the collections have started to pile up, you may want to consider debt settlement that offers credit card relief quicker than consumer counseling.

Cut up Credit Cards & Consolidate Bills!

Additional Home Equity Options from Smart Home Equity
Home Equity Loans
Equity loans to get cash or consolidate debts.
Second Mortgage Refinance
Refinance credit lines into a fixed rate 2nd loan.
Home Equity Loan Refinance
Home equity loan refinancing with fixed rate terms.
Bad Credit Home Equity Lines
Get cash for debt relief and consolidation even if your credit scores are bad.
FHA Home Loans
HUD offers a 30-year fixed loan for refinance or purchase transactions.
Debt Consolidation Loans
Consolidate credit cards and save money with lower monthly payments!


Fixed Payment Home Equity Loans

Utilize your home equity!
Sub-Prime Equity Loans
No Doc Home Equity Loans
Most homeowners are getting wise to adjustable rates, but if you have put off consolidating your credit cards or variable line of credit, take a minute and discuss a fixed payment home equity loan that could save you quite a bit of cash over the years.
Cash Back Equity Loans
100% Home Equity Loans
Interest Only Equity Credit Lines

Pay interest as you use!
Home equity credit lines offer so much strength to homeowners when just considering their potential. They are great for investing or emergencies and you only pay interest when you use the line.
Home Credit Lines
Home Improvement Loans

Finance Home Remodels

Homeowners should stop using their credit cards to finance home improvements because the interest rates for fixed rate home equity loans are much lower & they will be able to borrow more to get their projects done right the 1st time.
Pool Construction Loans

Home Construction Loans

Build a New Home!
Building a new home is not as cumbersome as many homeowners believe. Smart Home Equity works with construction lenders who have automated the process.