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Interest Only Home Equity

Many borrowers like interest only loan payment options because it allows them to make a minimum payment like a credit card. When a homeowner has other costs come up, the interest only payment helps free up the cash-flow. Smart Home Equity offers interest only credit line and home equity loan options.

Our strong relationships with the top conventional home equity lenders in the country translate to better home equity options for you. Interest only financing has been very popular with homeowners making home improvements.

Smart Home Equity can assist you in researching and securing the best home equity line of credit regardless of your equity percentage or fico score. Interest only rates are typically only a quarter of a percentage point higher than standard principal and interest loans.

Our trained loan officers will help you get approved for an interest only home equity loan or line of credit. Take advantage of exclusive smart credit line features, like interest only with fixed rate conversions Interest Only features will allow you to have the luxury of the lowest possible payment. You can always make extra payments and have more cash applied to the principal with interest only home equity loans.

No Cost Home Equity Line Quote

Fixed Payment Home Equity Loans

Utilize your home equity!
Sub-Prime Equity Loans
No Doc Home Equity Loans
Most homeowners are getting wise to adjustable rates, but if you have put off consolidating your credit cards or variable line of credit, take a minute and discuss a fixed payment home equity loan that could save you quite a bit of cash over the years.
Cash Back Equity Loans
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Finance Home Remodels

Homeowners should stop using their credit cards to finance home improvements because the interest rates for fixed rate home equity loans are much lower & they will be able to borrow more to get their projects done right the 1st time.

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Home equity loans are subject to lender and underwriter approval. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Disclaimers
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