Smart Home Equity Loans
 


Preferred Loan Type

Property Type

Property Value

Credit Rating

Bad Credit Home Equity Lines of Credit

Smart Home Equity is your online connection for home equity lending for bad credit and sub-prime home equity lines of credit.

We offer credit rehab solutions with 2nd mortgage and credit lines that allow late mortgage payments and poor fico scores. You will get a better loan from us because we continue to work with the top non-conforming home equity lenders in the country translate to low rate cost effective home equity credit lines for you.

Let Smart Home Equity help you connect the home equity line of credit regardless of your bad credit past.

  • 100% Home Equity Lines of Credit
  • Bad Credit Scores OK
  • Past Bankruptcy OK
  • Non-Conforming Home Equity Credit Lines
  • Variable Rate Home Equity Lines
  • Sub-Prime Lines of Credit

Credit Score Select

  • Primary borrower is the borrower with the Highest Mid-Score – no Primary Wage-Earner required
  • Full document only – both borrower’s must provide income documentation
  • Max loan amount is $1,000,000 – combined loan amounts $750,000 and $250,000
  • Minimum mid-score for all applicants is 500; minimum mid-score for primary borrower is a 550 Fico Score.
  • Owner Occupied, SFR, Duplex, PUD & Condo

Example: Husband has 535 mid-score and makes $4000/month. Wife has 605 mid-score and makes $2000/month. Before, we had to run him as the Primary borrower, because he made more money. Now, we can run her as the Primary – regardless of income level – using her mid-score to qualify for programs and for lower rates.

 

Fixed Payment Home Equity Loans

Utilize your home equity!
Sub-Prime Equity Loans
No Doc Home Equity Loans
Most homeowners are getting wise to adjustable rates, but if you have put off consolidating your credit cards or variable line of credit, take a minute and discuss a fixed payment home equity loan that could save you quite a bit of cash over the years.
Cash Back Equity Loans
100% Home Equity Loans
Home Improvement Loans

Finance Home Remodels
Pool Construction Loans

Homeowners should stop using their credit cards to finance home improvements because the interest rates for fixed rate home equity loans are much lower & they will be able to borrow more to get their projects done right the 1st time.

Company Pages

Home Equity Options

Debt Consolidation

FHA Home Loan Options

Home Refinance Loans

Smart Home Equity

Home Equity Loans

Debt Consolidation Home Equity Loans

FHA Home Loan

Home Refinance Loan

Contact Smart Home Equity

Home Equity Rates

Bad Credit Home Equity Loans

FHA Home Refinance Loan

Refinance with Home Equity Loans

Home Equity Quote

Fixed Rate Home Equity

Bad Credit Home Equity Lines Credit

Cash Refinancing with FHA

2nd Mortgage Loans

About Us

Variable Rate Home Equity Lines

Sub Prime Home Equity

Second Mortgage Refinance

Mortgage Refinance Loans

Loan Application

High Loan-to-Value Equity Loans

Debt Settlement

Interest Only Home Equity

Secure Debt Consolidation Loans

No Equity Loan Modification

Home Equity Credit Lines

Debt Relief with Bankruptcy

HELOC

Home Equity News

Equity Loan Rates

Home Repair Loan

Home Equity Interest Rates

No Income Home Loan

 

Home equity loans are subject to lender and underwriter approval. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Disclaimers
© Smart Home Equity - Copyright 2001 to 2010 and beyond. All Rights Reserved. - 44 Mine Road, Suite 3, Stafford, Virginia 22554